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The Court of Justice of the European Union (Fourth Chamber), in its judgment of 1 August 2025, case C-665\/23, IL v. Veracash SAS, concludes that a payer is deprived of the right to reimbursement of the amount of an unauthorised transaction if he or she delayed in notifying his or her payment service provider of the unauthorised payment transaction, even though he or she did so within 13 months from the debit date. 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